Comments on: Its Not How Much You Make But….How Much You save

By: Secrets to Empower your retirement with a 401(k) - Four Columns of a Balanced Life

Tue, 24 Feb 2026 20:20:50 +0000

[…] retirement is essential, and empower your future through a 401(k) plan. The 401(k) is a retirement savings vehicle offered by employers in the United States, allowing employees to set aside a portion of […]

By: Couples and Money: A Guide to Money in Uncertain Times - Four Columns of a Balanced Life

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[…] Retirement may seem far away when you’re paying for daycare or planning your first family vacation. But time is your greatest ally: the earlier you invest, the more compounding works for you. […]

By: Kimber

Kimber — Sat, 22 Aug 2020 13:30:16 +0000

What a powerful example! I love the reminder.

By: secondtimearoundhomestead

secondtimearoundhomestead — Thu, 09 Jul 2020 12:58:57 +0000

This is very sage advice and honestly I struggle with it. I understand living within one’s means. But where I get confused is “good debt” vs “bad debt” vs savings. We do have payments on a business loan (which includes the vehicle), mortgage and orthodontics. We have no “bad” debt. But we have no real savings. Is it better to start saving more, or focus on the debts first?

By: jentowkaniuk

jentowkaniuk — Wed, 12 Feb 2020 15:17:37 +0000

This is so common. So many people spend everything they make and look really wealthy from the outside. Just like your wealthy client, I know a lot of people who don’t look rich because they don’t have the fancy cars or toys – and that’s exactly why they’ve been able to save so much. Great post!

By: Alexandra Christensen

Alexandra Christensen — Tue, 28 Jan 2020 16:03:18 +0000

Okay, that was in incredibly good story! That janitor was amazing!

By: Luna S

Luna S — Tue, 28 Jan 2020 14:21:00 +0000

This was a great post and I agree with the man who surprised you! Just because you have a ton of money doesn’t mean you need a big over priced house, the newest cars, expensive furnishings, etc. I am the same way.

By: Sonia Seivwright

Sonia Seivwright — Tue, 28 Jan 2020 09:41:31 +0000

Wow. He made it sounds so easy to save. And its true. If you live within your means, you will be able to save and go on vacations. Life can be as simple as it can be.

By: Britt 💀⛺️ (@AltSpeaking)

Britt 💀⛺️ (@AltSpeaking) — Mon, 27 Jan 2020 19:11:24 +0000

Living within your means is SO important, and yet often overlooked in our society. Especially with the open availability of credit cards, loans, financing and more. Too many people are lured into the ‘buy now, pay later’ promise, eager to enjoy themselves without putting the effort into really earning it first.

By: Subhashish Roy

Subhashish Roy — Mon, 27 Jan 2020 15:54:45 +0000

I come across so many of the younger generation these days who are working couples and they live a lavish life. They have loans, they eat out frequently, change cars every few years but when I inquired from a couple of them what are the financial instruments they use for saving, I was shocked to hear that they hardly save. How can one not keep in mind the rainy days.