Lessons Learned After One Year of Blogging

Lessons Learned After One Year of Blogging

This week marks one year since I started blogging.  This blogging post was updated on April 19, 2023. I wanted to share with my readers and fellow bloggers what I have learned during that time. I am a big believer in being real, and authentic 

Life Insurance: Underwriting for Women

Life Insurance: Underwriting for Women

Underwriting is the process of assessing the degree of “risk” relating to the person applying for life insurance. Basically, underwriting answers the question:  “Are you expected to have a standard life expectancy?”

Baby on the Way? How to be Financially Prepared

Baby on the Way? How to be Financially Prepared

a baby’s arrival is much more fun and exciting! Expecting your first or 2nd (and 3rd or 4th) child is full of excitement and unknowns but also can be exhausting, leaving little time for financially practical tasks

Why women talk themselves out of the life insurance they want/need?

Why women talk themselves out of the life insurance they want/need?

The stats are in for women and life insurance. 44% of women have no life insurance. 60% of households are dual-income households. Nearly 4 in 10 mothers are primary breadwinners for their families. 5.2 million women are stay at home moms. Women earned 59.1% of degrees in North America. More than one in three women believes they do not have enough life insurance. 30% of women are out-earning their husbands, but wives’ life insurance ownership has not increased with their income. Salary.com calculated that the salary of a mother should be $162,581. 80% of consumers misjudge the cost of term life insurance.

Women Are Being Overcharged For Mortgage Insurance

Women Are Being Overcharged For Mortgage Insurance

Welcome to my new series on Life Insurance For Women. In the introduction, I mentioned the reasons why women need insurance and how it empowers you. Mortgage insurance comes up when applying for a mortgage. I am going to interview Chad  from GoLife insurance   

Life Insurance for Women

Life Insurance for Women

In the 21st century, women are empowered socially and can be found in every profession. Across North America, and the UK more women are enrolled in universities than men

Giving to Charity

Giving to Charity

Introduction Charity is to give to others that which belongs to you. Welcome to my series, How To Use Money To Make You Happier. In the introduction section, I gave some stats and mentioned a few reasons for starting this series. I am going to 

Feedspot: Top 30 Women Empowerment Blogs

Feedspot: Top 30 Women Empowerment Blogs

I am pleased to announce that Fourcolumnsofabalancedlife has been ranked at number 15 in the Top 30 Women Empowerment Blogs and Websites for Women. https://blog.feedspot.com/women_empowerment_blogs/ I look forward to being part of the best and popular blogs by providing exciting lifestyle content, that empowers women 

Legal Wills

Legal Wills

I have spent most of my working life in the financial services industry. I have seen so many of my clients dying without creating a will. My goal is to empower women. I had written an article on why you need a will. I talk 

What and How to Handle Debt

What and How to Handle Debt

Welcome to my series, How To Use Money To Make You Happier. In the introduction section, I gave some stats and mentioned a few reasons for starting this series. I am going to break this series into a couple of steps: Introduction Make SMART financial