The stats are in for women and life insurance. 44% of women have no life insurance. 60% of households are dual-income households. Nearly 4 in 10 mothers are primary breadwinners for their families. 5.2 million women are stay at home moms. Women earned 59.1% of degrees in North America. More than one in three women believes they do not have enough life insurance. 30% of women are out-earning their husbands, but wives’ life insurance ownership has not increased with their income. Salary.com calculated that the salary of a mother should be $162,581. 80% of consumers misjudge the cost of term life insurance.