Tag: #debtfreecommunity

Become empowered by being frugal

Become empowered by being frugal

Ebenezer Scrooge was a stingy miser and not frugal. I worked for 18 years for Ebenezer Scrooge. Ebenezer has a reputation for being the most miserly person in town. He never gave to charity, his clothes were tattered, and his home was a dilapidated cottage 

Tips on how to save money and fight inflation

Tips on how to save money and fight inflation

Introduction The surge and rise in prices of goods and services in an economy are called inflation. The increment in price results in your currency buying fewer goods and services resulting in the decreasing purchasing power of your money. As I am revising this article, 

Its Not How Much You Make But….How Much You save

Its Not How Much You Make But….How Much You save

Do you want to save money? Here are my favorite quotes on saving money. Never spend your money before you have it. – Thomas Jefferson Do not save what is left after spending; instead, spend what is left after saving. – Warren Buffett He who 

Holistic Approach to Household Finances

Holistic Approach to Household Finances

As we approach the holidays and the end of the year, it is important to talk about your finances. Jason Trueman a portfolio manager talks about how to have a holistic approach to household finances and to buy a good mattress. A holistic approach to 

Reasons To Have a Financial Plan and a Disciplined Saving Strategy

Reasons To Have a Financial Plan and a Disciplined Saving Strategy

A financial plan is a road map to achieving your financial goals. We all have financial goals. It could be for a vacation, purchasing a home, children’s education, or retirement. A financial plan looks at where you are at the present and what you want 

How to create a household budget

How to create a household budget

A household budget is a finance plan that allocates future personal income towards expenses, savings, and debt repayment. Welcome to my series, How To Use Money To Make You Happier.  In the introduction section, I gave some stats and mentioned a few reasons for starting 

How To Make Smart Financial Goals

How To Make Smart Financial Goals

How to make SMART financial goals. Welcome to my series, How To Use Money To Make You Happier. In the introduction section, I gave some stats and mentioned a few reasons for starting this series. I am going to break this series into a couple 

How To Use Money To Make You Happier

How To Use Money To Make You Happier

In this post, I will show you how to use money to make you happier. In the 21st century, money is critical, essential, influential, significant, vital, fundamental, and important. We go to school, college, and then university to become capable of earning it. After graduation, 

Tony Ramolo: Household Budget

Tony Ramolo: Household Budget

Tony Romolo from Manulife Private Wealth talks about the importance of a household budget. Please note:  These open thoughts, ideas, and commentary on a household budget are those of Tony Ramolo only.  They are informal in nature and do not necessarily reflect the opinions of Manulife