Ebenezer Scrooge was a stingy miser and not frugal. I worked for 18 years for Ebenezer Scrooge. Ebenezer has a reputation for being the most miserly person in town. He never gave to charity, his clothes were tattered, and his home was a dilapidated cottage …
In today’s world, preparing for retirement is essential, and empower your future through a 401(k) plan. The 401(k) is a retirement savings vehicle offered by employers in the United States, allowing employees to set aside a portion of their income for retirement on a tax-advantaged …
A credit card has become an integral part of our lives. When used wisely, they offer convenience, security, and the opportunity to build a strong credit history. However, irresponsible usage can lead to debt, financial stress, and damaged credit. I want to empower you to harness …
Do you want to save money? Here are my favorite quotes on saving money. Never spend your money before you have it. – Thomas Jefferson Do not save what is left after spending; instead, spend what is left after saving. – Warren Buffett He who …
As we approach the holidays and the end of the year, it is important to talk about your finances. Jason Trueman a portfolio manager talks about how to have a holistic approach to household finances and to buy a good mattress. A holistic approach to …
A financial plan is a road map to achieving your financial goals. We all have financial goals. It could be for a vacation, purchasing a home, children’s education, or retirement. A financial plan looks at where you are at the present and what you want …
Liz is the creator behind Minding My Thirties, a financially focused blog where she discusses the necessary evil that affects us all, money, debt, and finances. For her ‘money doesn’t have to be so evil. In fact, money can work for us. It can actually …
The strength of your personal financial resources is equivalent to the quality of your financial decision making. –Wayne Charisa What is financial success Financial Success is how you define what is most important to your happiness. It was my first week at the brokerage firm …
A household budget is a finance plan that allocates future personal income towards expenses, savings, and debt repayment. Welcome to my series, How To Use Money To Make You Happier. In the introduction section, I gave some stats and mentioned a few reasons for starting …
Underwriting is the process of assessing the degree of “risk” relating to the person applying for life insurance. Basically, underwriting answers the question: “Are you expected to have a standard life expectancy?”